If you want the Foxway Budget Tracker Spreadsheet immediately, you can download it here. It is an MS Works spreadsheet and it can help you keep track of each month's expenses with running totals for the year. It can easily be customized to fit your needs.

If you cannot download the file, I can send it to you by email as a file attachment. Send a blank email (no subject and no text) to: tracker. Click the link and your outgoing email will come up. Then just click "send" and I will get the message. I will send you the Foxway Budget Tracker Spreadsheet by return email within 24-48 hours. It is yours to use as you see fit and it is absolutely free for any personal and non-commercial purpose.

NOTE: The free budget tracker spreadsheet is just an Excel spreadsheet. If you don't have a spreadsheet program or if you want a stand alone program with many more features that works on any Windows system, you should get MyBudgetPlanner. Tatiana is a partner of mine and she has created the absolute best budgeting software for controlling and saving your money. Give it a try.

This is only one of the many budgeting tools we offer. You should also take a look at the following:

• Budgeting Worksheet
• Goals Worksheet
• Weekly Expense Record

Good luck with all of your budgeting plans and remember this above all else, "Save first...then spend less...then save some more!"

Jay Lillard